Which private pension is right for you?

Download our mobile pension advisor and let us tell you what you can expect from your private pension plan and get recommendations on how to improve your retirement income

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Trust
Trust
Trust

How it works

The more information you give us on your existing contracts the more accurate our evaluation gets. We analyze the pension-type, provider and how your money is invested. We also keep track of your payments for your convenience.

Basic analysis

We evaluate if your product and your provider are good and fitting to your life situation. Some products might not be suitable for you.

Contract benchmark

When you provide us with your payment history we can accurately assess the performance of your pension plan against industry standards

Receive valuable feedback

Provide us with your latest statements so an advisor can perform a comprehensive review of your existing private pension plan and its’ performance.

Our awesome features

The more data we get the more accurate our estimations get

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Our awesome features

Connect your bank to keep track of all payments

In order for us to do our magic we are working with most major banks in Germany to provide payment tracking. This way you will always know how much you have actually contributed including one-time payments. This allows us to benchmark your plan since we can look at your contracts balance relative to your payements.

Frequently asked questions

The most valuable promotion for the self-employed is the immense tax advantage that you can receive. Here, up to 42%+ of your contributions are waiting for you in subsidies.

There is no general answer to this question. In principle, the so-called basic pension, also known as a Rürup pension, is a very good choice. However, the exact design and product selection should be discussed individually with an advisor. Our mission is to find the optimal coverage for you.

For certain occupational groups, there is already an obligation for self-employed persons to pay into a pension or certain pension funds. Regardless of the legal situation, everyone should see it as their duty to provide for their retirement, because at some point the day will come when you can no longer work.

For certain occupational groups, there is already an obligation for self-employed persons to pay into the pension or certain pension funds. Regardless of the legal situation, everyone should see it as his duty to provide for his retirement, because at some point the day comes when you can no longer work.

Basically, existing contracts that you have as a self-employed person cannot be transferred without further ado. This is only worthwhile in rare cases. Often a waiver of contributions is the better choice. However, our advisors examine each case individually.

Our pension plan is 100% digital and completely transparent. Our app always gives you a complete overview of your pension. Our products are completely flexible and allow both regular payments and one-time payments.

Your assets belong to you and are fully secured. Depending on the investment, there may of course be some fluctuations. Depending on your personal security requirements, you can of course also choose products with guarantees.

Yes, we offer sustainable investments that are 100% socially responsible. Typically, such investments have a very good performance on par with a traditional investment.

Yes. Horizon65 is completely independent. There is no dependence on the providers. The consultants also have no requirements to choose certain products. Each client receives transparent and honest advice and a solution that is optimally tailored to them.

Ready to get started

Contact our personal pension advisor for a free assessment and personalized retirement plan or download the app to check what you already have