Which subsidies can I receive as a self-employed person?
The most valuable promotion for the self-employed is the immense tax advantage that you can receive. Here, up to 42%+ of your contributions are waiting for you in subsidies.
Which pension plan is the right one for the self-employed?
There is no general answer to this question. In principle, the so-called basic pension, also known as a Rürup pension, is a very good choice. However, the exact design and product selection should be discussed individually with an advisor. Our mission is to find the optimal coverage for you.
When will the retirement provision obligation for self-employed persons come into effect?
For certain occupational groups, there is already an obligation for self-employed persons to pay into a pension or certain pension funds. Regardless of the legal situation, everyone should see it as their duty to provide for their retirement, because at some point the day will come when you can no longer work.
Is there a pension insurance obligation for the self-employed?
For certain occupational groups, there is already an obligation for self-employed persons to pay into the pension or certain pension funds. Regardless of the legal situation, everyone should see it as his duty to provide for his retirement, because at some point the day comes when you can no longer work.
Can I transfer my existing pension/retirement provision?
Basically, existing contracts that you have as a self-employed person cannot be transferred without further ado. This is only worthwhile in rare cases. Often a waiver of contributions is the better choice. However, our advisors examine each case individually.
What advantages does the Horizon65 pension plan offer me?
Our pension plan is 100% digital and completely transparent. Our app always gives you a complete overview of your pension. Our products are completely flexible and allow both regular payments and one-time payments.
How secure is my retirement plan with Horizon65?
Your assets belong to you and are fully secured. Depending on the investment, there may of course be some fluctuations. Depending on your personal security requirements, you can of course also choose products with guarantees.
Is it possible to invest in green/sustainable investments?
Yes, we offer sustainable investments that are 100% socially responsible. Typically, such investments have a very good performance on par with a traditional investment.
Is Horizon65 independent?
Yes. Horizon65 is completely independent. There is no dependence on the providers. The consultants also have no requirements to choose certain products. Each client receives transparent and honest advice and a solution that is optimally tailored to them.