26% of self-employed retire into poverty

Do you know what you can do to avoid this fate? Download our mobile app or schedule a free assessment and get a personalized recommendation for what is best for you.

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Our awesome features

Free evaluation of your current pension situation

We help you understand from the comfort of your couch what you already have by giving you a free evaluation of your existing pension plans and their performance against your goals

Family protection

Analyze how you and your family are protected in old-age

Hidden fee analysis

Existing pension contracts can have high and hidden fees

Performance evaluation

Benchmark your pension plan performance

Tax efficiency

Get the most out of your money and optimize tax-advantages

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Start with a free consultation with Seamus

Our expert for pensions for self-employed

Our awesome features

Get your personalized pension plan

We can give you a tailored plan suited to your payment ability, tax write-offs and company structure.

Optimize your tax advantages

Make sure you take full advantage of the available tax benefits.

Secure your retirement

Make sure you put enough aside in your pension and other assets to retire comfortably

Leverage company pensions

We are company pension experts and can advise you on how to let your company close your pension gap

Frequently asked questions

The most valuable promotion for the self-employed is the immense tax advantage that you can receive. Here, up to 42%+ of your contributions are waiting for you in subsidies.

There is no general answer to this question. In principle, the so-called basic pension, also known as a Rürup pension, is a very good choice. However, the exact design and product selection should be discussed individually with an advisor. Our mission is to find the optimal coverage for you.

For certain occupational groups, there is already an obligation for self-employed persons to pay into a pension or certain pension funds. Regardless of the legal situation, everyone should see it as their duty to provide for their retirement, because at some point the day will come when you can no longer work.

For certain occupational groups, there is already an obligation for self-employed persons to pay into the pension or certain pension funds. Regardless of the legal situation, everyone should see it as his duty to provide for his retirement, because at some point the day comes when you can no longer work.

Basically, existing contracts that you have as a self-employed person cannot be transferred without further ado. This is only worthwhile in rare cases. Often a waiver of contributions is the better choice. However, our advisors examine each case individually.

Our pension plan is 100% digital and completely transparent. Our app always gives you a complete overview of your pension. Our products are completely flexible and allow both regular payments and one-time payments.

Your assets belong to you and are fully secured. Depending on the investment, there may of course be some fluctuations. Depending on your personal security requirements, you can of course also choose products with guarantees.

Yes, we offer sustainable investments that are 100% socially responsible. Typically, such investments have a very good performance on par with a traditional investment.

Yes. Horizon65 is completely independent. There is no dependence on the providers. The consultants also have no requirements to choose certain products. Each client receives transparent and honest advice and a solution that is optimally tailored to them.

Ready to get started

Contact our personal pension advisor for a free assessment and personalized retirement plan or download the app to check what you already have