Make sure you are maximizing your tax advantages

Download our mobile pension advisor and let us tell you if you are leaving money on the table and get recommendations on how to gain the maximum tax advantage possible

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Optimize your tax benefit in three easy steps

Our awesome features

Tell us about your pension contract

Download our mobile application and enter the information about your private pension contracts or schedule a meeting directly with an advisor and he will be in touch to request the necessary documents

Review with advisor

Your advisor will review your contract for tax efficiency and explain you how to gain the maximum benefit from the existing tax advantages provided by the state.

Our awesome features
Our awesome features

Get recommendations

Either in the consultation or in the application you will find clear courses of action on how to improve your pension situation made by our experts.

Frequently asked questions

The most valuable promotion for the self-employed is the immense tax advantage that you can receive. Here, up to 42%+ of your contributions are waiting for you in subsidies.

For certain occupational groups, there is already an obligation for self-employed persons to pay into a pension or certain pension funds. Regardless of the legal situation, everyone should see it as their duty to provide for their retirement, because at some point the day will come when you can no longer work.

For certain occupational groups, there is already an obligation for self-employed persons to pay into the pension or certain pension funds. Regardless of the legal situation, everyone should see it as his duty to provide for his retirement, because at some point the day comes when you can no longer work.

Basically, existing contracts that you have as a self-employed person cannot be transferred without further ado. This is only worthwhile in rare cases. Often a waiver of contributions is the better choice. However, our advisors examine each case individually.

Our pension plan is 100% digital and completely transparent. Our app always gives you a complete overview of your pension. Our products are completely flexible and allow both regular payments and one-time payments.

Your assets belong to you and are fully secured. Depending on the investment, there may of course be some fluctuations. Depending on your personal security requirements, you can of course also choose products with guarantees.

Yes, we offer sustainable investments that are 100% socially responsible. Typically, such investments have a very good performance on par with a traditional investment.

Yes. Horizon65 is completely independent. There is no dependence on the providers. The consultants also have no requirements to choose certain products. Each client receives transparent and honest advice and a solution that is optimally tailored to them.

Ready to get started

Contact our personal pension advisor for a free assessment and personalized retirement plan or download the app to check what you already have